KeppTa
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Legal Agreement

Terms of Service

Last updated: September 14, 2025

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1. Acceptance of Terms

By accessing, browsing, or using KeppTa ("the Platform," "our Service," "we," "us," or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. These Terms constitute a legally binding agreement between you and KeppTa.

If you do not agree to these Terms, you must not access or use our Platform. We reserve the right to modify these Terms at any time, and your continued use of the Platform after such modifications constitutes acceptance of the updated Terms.

2. Description of Service

KeppTa is a comprehensive digital platform that enables creators, coaches, influencers, and businesses to create, manage, and sell digital products, online courses, memberships, and other digital content. Our platform provides:

Core Services

  • Digital Product Management: Create, upload, organize, and manage digital products including ebooks, software, templates, graphics, and multimedia content
  • Course Creation Platform: Build and deliver online courses with video content, quizzes, assignments, and progress tracking
  • Membership Management: Create and manage subscription-based communities and exclusive content areas
  • Payment Processing: Secure payment processing with support for multiple payment methods and currencies
  • Customer Management: Comprehensive CRM tools for managing customer relationships and communication
  • Analytics and Reporting: Detailed analytics on sales, customer behavior, and platform performance
  • Marketing Tools: Email marketing, social media integration, and promotional campaign management
  • Automation Features: Automated workflows for customer onboarding, follow-ups, and content delivery

Additional Features

  • Custom branding and white-label options
  • API access for third-party integrations
  • Mobile-responsive design and mobile app access
  • Multi-language support
  • Advanced security features and compliance tools

3. User Accounts and Registration

Account Creation

To access certain features of the Platform, you must create an account by providing accurate, current, and complete information. You must be at least 18 years old to create an account, or have parental consent if between 13-17 years old.

Account Responsibilities

You are solely responsible for:

  • Maintaining the confidentiality and security of your account credentials
  • All activities that occur under your account, whether authorized or not
  • Providing accurate, current, and complete information during registration and keeping it updated
  • Notifying us immediately of any unauthorized use of your account or any other security breach
  • Ensuring your account information remains accurate and up-to-date
  • Using a strong, unique password and enabling two-factor authentication when available

Account Types

  • Individual Accounts: For individual creators and entrepreneurs
  • Business Accounts: For companies and organizations with team management features
  • Enterprise Accounts: For large organizations with custom features and dedicated support

4. Acceptable Use Policy

You agree to use the Platform only for lawful purposes and in accordance with these Terms. You agree NOT to use the Platform to:

Prohibited Activities

  • Violate any applicable local, state, national, or international law or regulation
  • Infringe upon the intellectual property rights, privacy rights, or other rights of any third party
  • Upload, post, or transmit any content that is harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable
  • Upload, post, or transmit any content that contains malware, viruses, or other harmful code
  • Attempt to gain unauthorized access to any part of the Platform, other accounts, or computer systems
  • Interfere with or disrupt the Platform's servers or networks
  • Use automated systems or software to extract data from the Platform
  • Engage in any form of spam, phishing, or fraudulent activity
  • Self-Purchasing & Transaction Manipulation: Attempt to purchase your own products, courses, bundles, memberships, tickets, or payment links using your own payment cards, credentials, email addresses, or alternate identities. Self-purchasing to fabricate volume, exploit payment processors, or launder funds is strictly prohibited.
  • Payout & Bank Identity Misrepresentation: Submit bank accounts or payout credentials belonging to third parties or individuals whose legal names do not match your verified Government-issued KYC identification documents.
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity
  • Collect or harvest personal information of other users
  • Use the Platform for any commercial purpose not expressly permitted by these Terms

Automated 24/7 Fraud Monitoring & Anti-Ban Enforcement

KeppTa operates an automated 24/7 fraud surveillance and anti-ban security engine that continuously monitors checkout events, transactional behaviors, buyer-creator relationships, and payout requests in real time. If the system detects an unauthorized self-purchase attempt, name mismatch, or fraudulent activity:

  • The offending creator account will be immediately suspended or permanently banned without prior notice.
  • All active store products, courses, bundles, and checkout pages will be instantly unpublished.
  • Pending payouts and wallet balances associated with fraudulent or self-purchased transactions will be permanently frozen.
  • The incident will be reported to pertinent financial regulatory bodies and law enforcement authorities where appropriate.

Content Standards

All content uploaded to the Platform must:

  • Be original or properly licensed
  • Comply with all applicable laws and regulations
  • Not infringe on any third-party rights
  • Be appropriate for your intended audience
  • Not contain misleading or false information

5. Payment Terms and Billing

Subscription Plans

We offer various subscription plans with different features and pricing. All fees are charged in advance on a monthly or annual basis, as selected during registration.

Payment Processing

  • We accept major credit cards, PayPal, and other payment methods as available
  • All payments are processed securely through our payment partners
  • You authorize us to charge your payment method for all applicable fees
  • Failed payments may result in service suspension or termination

Pricing and Fees

  • Subscription fees are non-refundable except as required by law or as specified in our Refund Policy
  • We reserve the right to change our pricing with 30 days' written notice
  • Transaction fees may apply to certain payment methods
  • Taxes may be added to your subscription fees as required by law

Billing and Invoicing

  • Invoices are generated automatically and sent to your registered email
  • Payment is due immediately upon invoice generation
  • Late payments may incur additional fees
  • You can update your payment information at any time in your account settings

6. Intellectual Property Rights

Your Content

You retain all rights, title, and interest in and to any content you create, upload, or submit to the Platform ("Your Content"). By using our services, you grant us a limited, non-exclusive, royalty-free license to:

  • Host, store, and display Your Content on the Platform
  • Distribute Your Content to your customers as part of our services
  • Create backup copies of Your Content for security purposes
  • Use Your Content for technical support and platform maintenance

Our Content

The Platform and its original content, features, and functionality are owned by KeppTa and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Third-Party Content

Some content on the Platform may be owned by third parties. You may not use such content without the express permission of the respective owners.

7. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the collection and use of information as described in our Privacy Policy.

Data Security

  • We implement industry-standard security measures to protect your data
  • All data transmission is encrypted using SSL/TLS technology
  • We regularly update our security protocols and conduct security audits
  • We comply with applicable data protection laws and regulations

8. Service Availability and Performance

Uptime and Availability

We strive to maintain high service availability but cannot guarantee uninterrupted access. We may experience downtime for maintenance, updates, or due to circumstances beyond our control.

Performance Standards

  • We aim for 99.9% uptime for our core services
  • We monitor our systems continuously and respond to issues promptly
  • We provide status updates during planned maintenance or outages
  • We may implement usage limits to ensure fair access for all users

9. Limitation of Liability

To the maximum extent permitted by applicable law, KeppTa and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, goodwill, or business opportunities.

Our total liability to you for any claims arising from or relating to these Terms or the Platform shall not exceed the amount you paid us in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless KeppTa and its affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses arising from your use of the Platform, violation of these Terms, or infringement of any third-party rights.

11. Termination

You may terminate your account at any time in your account settings. We may terminate or suspend your account immediately if you violate these Terms, engage in fraud, or fail to pay applicable fees.

12. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of Nigeria. Before pursuing legal action, you agree to first contact us in good faith to resolve any dispute informally.

13. Contact Information

If you have any questions regarding these Terms of Service, please contact us at:
KeppTa Legal Department: [email protected]